Investing Options
As a market leader in treasury management, Merrill Lynch offers a large array of investment alternatives that may improve yields on cash balances while helping preserve adequate liquidity. The investments set forth below are for descriptive purposes and are not recommendations. You should discuss with your Financial Advisor who can recommend appropriate investments based on your investment objectives and risks tolerances.

Short-Term Taxable

Short-term cash idle for between 30 days and one year can be invested in a range of vehicles, such as Treasury bills, CDs and commercial paper. Investment vehicles for short-term cash idle between one and 30 days are also available. More

Short-Term Tax-Advantaged

Within your short-term investment portfolio, there may be a need to generate yield and growth with the least amount of tax cost. More

Long-Term Taxable

Investable cash your business won’t need for more than a year can be put into vehicles with longer maturities that may improve the overall yield of your portfiolio. More

Long-Term Tax-Advantaged

Long-term tax-advantaged investments may help you save on taxes and increase the effective yield of your portfolio. More

Related Products & Services

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For more information call 1.866.4ML-BUSINESS (465-2874) or e-mail us at AskMLBiz@ml.com.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer, not a bank, and the WCMA account is not a bank account. Banking services are provided by licensed banks or by third parties through arrangements with licensed banks. Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by a bank and may lose value.

Merrill Lynch does not provide tax, accounting or legal advice. Any tax statements contained herein were not intended or written to be used, and cannot be used for the purpose of avoiding U.S., federal, state or local tax penalties. Please consult your tax advisor as to any tax, accounting or legal statements made herein.

Neither Merrill Lynch nor its Financial Advisors offers tax advice. Please consult a tax professional to determine the impact of your choices on your tax obligations.