Investment Only Solution - Retirement Cash Management Account™ (RCMA® Account)

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The investment-only product through Merrill Lynch’s Retirement Cash Management Account™ (RCMA® Account) provides an unbundled, investment only solution. The investment-only product works with a variety of qualified retirement plans - including profit sharing, money purchase, 401(k) and defined benefit plans - to buy, sell and hold a wide selection of investments. Plus with the investment only product, you may choose to retain your existing relationships for recordkeeping, administrative, tax reporting and trustee arrangements. 

Additional features of the ML RCMA®  account:

  • Choose from a broad array of investment options including stocks, bonds, and mutual funds
  • Improve cash management with a daily sweep of uninvested cash, check-writing privileges and fund transfer capabilities
  • Get up-to-date account information – including a fiscal summary statement and access to Merrill Lynch OnLine®
  • Access to professionally managed money services to assist you with day-to-day investment directions

Click here for additional information on the RCMA Investment Only account.

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    For more information call 1.866.4ML-BUSINESS (465-2874).

    Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer, not a bank, and the WCMA account is not a bank account. Banking services are provided by licensed banks or by third parties through arrangements with licensed banks. Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by a bank and may lose value.

    Working Capital Management Account, WCMA and RCMA are registered service marks of Merrill Lynch & Co., Inc.

    Retirement Cash Management Account is a service mark of Merrill Lynch & Co., Inc.

    Neither Merrill Lynch nor its representatives provide legal or tax advice. You should consult with your own legal/tax advisor regarding your particular situation.

    * Additional fees for these services may apply.